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Finicity Financial Data API
from Finicity (a Mastercard company)
Open banking and financial data aggregation API providing account aggregation, transaction data enrichment, account verification, cash flow analytics, and comprehensive financial data access with permissioned connectivity for integration with financial planning tools, lending platforms, and wealth management systems.
Category:
Credit & Risk Data
in:
Data Supply
Credit risk scoring, analytics, and the underlying data feeds used to assess counterparty, borrower, or portfolio risk. Distinct from formally published credit ratings — this is the data and modeling layer beneath a risk decision, not the agency opinion itself. Also includes formal credit ratings issued and published by recognized rating agencies on issuers, instruments, and structured products.
Credit & Risk Data
Category:
Reference Data
in:
Data Supply
Security master data, instrument identifiers (ISIN, CUSIP, SEDOL), and corporate actions data — dividends, coupon payments, stock splits, mergers, redemptions — used to keep positions, settlements, and portfolio records accurate. A different buyer and use case from live pricing: this is about correctly identifying and tracking instruments over time, not trading on them.
Reference Data
Publicly available data, summarised using AI.
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