at Financial Technnology Year
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VitaCurves
from Club Vita
A rating factor model and mortality statistical model updated annually that captures diverse survival patterns. VitaCurves provides personalized mortality tables constructed using generalized linear models, capturing life expectancy variation based on sex, lifestyle (via postal code/ZIP code), affluence, retirement health, and occupation. Enables plan-specific calibrations for actuarial valuations of pension plans.
Category:
Actuarial Valuation Software
Specialized systems that perform complex calculations to determine the present value of future pension obligations, funding requirements, and plan solvency. These tools incorporate demographic projections, mortality tables, and economic assumptions.
VitaCurves
Publicly available data, summarised using AI.
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