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Financial Technology Year

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Coherent Spark

from Coherent Global

Enterprise logic platform that discovers, governs, and deploys spreadsheet-based business logic at scale. Converts Excel-based actuarial, pricing, reserving, and product logic into governed APIs for deployment across insurance systems without requiring model rebuilds. Enables actuaries to maintain Excel-based workflows while providing cloud-native performance, version control, governance, and integration with leading insurance platforms.
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Specialized applications for developing and running complex statistical models that predict future claims costs, mortality rates, and other risk factors essential for insurance pricing and reserving.

Coherent Spark


Specialized systems that perform complex calculations to determine the present value of future pension obligations, funding requirements, and plan solvency. These tools incorporate demographic projections, mortality tables, and economic assumptions.

Coherent Spark


Publicly available data, summarised using AI.

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