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Financial Technology Year

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Payments

Payments covers the movement of money between parties. It spans everything from accepting a customer payment and moving funds between accounts to issuing cards and paying out funds to sellers, workers, or claimants, along with the orchestration and risk/compliance layers that support those flows. It currently sits within the Fintech-wide business area, since payment functionality is used across banking, insurance, retail, and other verticals rather than belonging to any one of them.

This department is part of the Fintech-wide / Services business area .

Products fall into the following categories:

  • Payment acceptance/processing 168 products
    Tools and platforms that let a business take payments from customers: card processing, gateways, POS and e-commerce checkout, and payment service provider (PSP) infrastructure. more...
  • Payouts & disbursements 56 products
    Services for sending money out at scale: marketplace seller payouts, gig-worker payments, payroll, insurance claims payments, and bulk B2B disbursements. more...
  • Card issuing 83 products
    Platforms for issuing virtual or physical cards, including issuer processing, program management, and BIN sponsorship for banks, fintechs, and corporates launching card products. more...
  • Money movement & rails 259 products
    Underlying infrastructure for moving funds between accounts and institutions: ACH, wire, real-time payment rails (e.g. RTP, FedNow), and cross-border/FX payment rails. more...
  • Payment orchestration 75 products
    Middleware that sits above multiple processors or payment methods, routing transactions intelligently, handling retries/failover, and giving a single integration point across providers. more...
  • Risk & compliance 23 products
    Fraud detection and prevention, KYC/AML checks, and chargeback/dispute management tools built specifically for payment flows. more...


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